Daniel has over 30 years’ experience working in banking and finance. As senior country executive with overall responsibility for American Express Bank’s (AEB) activity in Japan, he successfully managed the integration of Japanese operations with Standard Chartered Bank before retiring at the end of 2008. Prior to this assignment, Daniel served three years in the New York head office of AEB as chief administrative officer of the Financial Institutions Group. He joined AEB in 1997 to open the bank’s representative office in Moscow. Daniel received both a bachelor’s degree and MBA from the University of California, Berkeley.